FINTRAC Registered
MSB License #M23456789
FINTRAC Registered
MSB License #M23456789
Explore Services
100% Protected
Market Ticker
USDT
Tether
0
CAD
0%
BTC
Bitcoin
0
CAD
0%
ETH
Ethereum
0
CAD
0%
Everything you need to manage, grow, and leverage your crypto assets in one secure platform.
Crypto Swap
Exchange between major cryptocurrencies instantly with competitive rates and low fees.
Buy & Sell with Fiat
Purchase crypto with credit card, debit card, or Interac e-Transfer. Sell and withdraw to your bank account.
Earn Interest
Lend your crypto assets and earn competitive interest rates paid out regularly.
Flexible Borrowing
Borrow against your crypto holdings without selling. Access cash when you need it.
*Lending and borrowing features are currently in demo mode and not yet activated for live transactions.
A regulated and transparent ecosystem designed to unlock the value of your digital assets.
Borrowland is a premier financial technology platform that bridges the gap between digital asset holders and credible lending institutional frameworks. We operate as a transparent marketplace, providing Bitcoin holders with secure access to capital while offering lenders a robust, low-risk model to earn passive income on their crypto portfolios.
FINTRAC Registered
Full compliance with Canadian AML/ATF regulations.
$0 Loss Record
Secured by institutional-grade custody and CCSS Level 3 standards.
24/7 Monitoring
Real-time proof-of-reserve and collateral oversight.
Best market prices for CAD to Crypto conversions.
Regulated & Compliant Operations
As a FINTRAC-registered entity, Borrowland adheres to strict Canadian financial regulations, ensuring a legal and trustable environment for every transaction.
Institutional-Grade Infrastructure
By leveraging the Proof-of-Reserve system and partnering with industry leaders like BitGo and Trezor, we provide an unmatched level of security for collateral management.
Affordable & Transparent
Rates We offer competitive interest rates for both lenders and borrowers, calculated with zero hidden fees to provide maximum financial clarity.
Built for Trust
Our mission is to support the crypto community and newcomers in Canada by offering professional tools that meet the standards of immigration and financial authorities.
Simple, transparent processes for both lenders and borrowers
Earn Passive Income
Put your crypto to work and earn competitive returns
Create Account
Quick KYC via Persona.
Deposit Crypto
Fund your account with CAD or Crypto.
Manage Assets
Swap, borrow, or earn interest daily.
Unlock Liquidity
Access cash without selling your crypto holdings
Get Verified
Complete our simple verification process
Pledge Collateral
Lock your crypto as collateral for your loan
Access Funds
Receive cash directly to your bank account
Total Loan Amount
Stablecoin minimum: $100, USD minimum: $1,000
Collateral
Interest Rate 12.00%
60% LTV
Paid in Borrowland
Loan Term
months
Total Loan Amount
$ 0
Monthly Interest
$ 0
Total Interest
$ 0
*Calculations based on real-time market prices
Interest payments are made on a monthly basis, principal amount returned at the end of the loan term. Interest rates vary depending on your choice of LTV (Loan to Value). Minimum loan term is 1 months. If you repay your loan prior to the lapse of 6 months, you will be charged with the interest payable for the first full 6 months. Borrowland’ Terms of Use apply.
We aggregate the world’s leading on-ramps to ensure you get the most value for your Canadian Dollars.
How We Find the Best Market Price
At Borrowland, we don't rely on a single liquidity provider. Instead, we use a sophisticated Smart Routing Engine powered by our partnership with Onramper to scan the entire market for you in real-time.
Powered by Onramper
Real-Time Comparison
Our platform instantly compares quotes from over 20+ regulated payment gateways and liquidity providers. When you enter an amount in CAD, we identify the provider offering the highest amount of crypto for your investment.
Optimized for Canada
We prioritize Canadian-specific payment methods like Interac e-Transfer, which typically offers the lowest fees and the tightest spreads compared to traditional credit card processors.
Zero Hidden Fees (No Spread Markup)
Unlike many platforms that hide extra costs within the exchange rate, our aggregator shows you the final "net" price. You see exactly what you get, including all network and processing fees, before you click buy.
Instant Lock-In
The crypto market moves fast. Once you find a rate you like, our system locks it in while you complete your transaction, protecting you from sudden price volatility.
Our Services
Comprehensive crypto financial services tailored for Canadians
Active
Crypto Lending
Earn competitive interest rates on your crypto holdings. Flexible terms, transparent rates, and withdraw anytime.
Up to 12% APY
Weekly payouts
No lock-up periods
Active
Crypto-Backed Loans
Borrow cash against your crypto without selling. Get the liquidity you need while maintaining your crypto positions.
Up to 90% LTV
Flexible repayment
No credit checks
Your assets are protected by world-class infrastructure. We partner with BitGo for institutional custody and Persona for secure, automated identity verification.
Bitgo Custody
Institutional-Grade Custody Your assets are secured by BitGo, the industry-leading custodian trusted by major exchanges worldwide. As a proud user of BitGo’s Enterprise Solution, we adhere to the Cryptocurrency Security Standard (CCSS) Level 3 — the highest industry benchmark, which ensures maximum protection by requiring multiple authorized actors for all critical actions and transactions.
Persona KYC
Secure Identity Verification We are proud to partner with Persona, a global leader in identity infrastructure, to manage our Know-Your-Customer (KYC) process. This integration allows us to provide a fast and secure onboarding experience that ensures full regulatory compliance while maintaining the highest standards of privacy and data protection for our users.
Bank-Level Encryption
Advanced Data & Asset Protection We employ Trezor Technology to provide hardware-grade security for borrowers’ collateral, ensuring that all digital assets are managed with maximum integrity. Beyond asset safety, we protect your personal information using 256-bit encryption for all data transmission and storage. This meets the highest industry security standards, ensuring that both your collateral and your sensitive KYC documents remain private and secure within the Borrowland ecosystem.
FINTRAC Registered
We are registered with the Financial Transactions and Reports Analysis Centre of Canada (FINTRAC) as a Money Services Business (MSB), ensuring full regulatory compliance.
Latest News
We collaborate with leading organizations and institutions to provide the best crypto financial services in Canada
Secure Your Financial Future Today
At Borrowland, we believe that your digital assets should work for you. Whether you are navigating the complexities of crypto-backed lending or looking to grow your portfolio with stable yields, we provide the institutional-grade tools and regulatory clarity you need to succeed in the Canadian market.
Khashayar Maleki
Khashayar Maleki Founder & CEO, Borrowland
Canada's trusted crypto lending and borrowing platform. FINTRAC registered and fully compliant.
Accounts with Borrowland. are not protected by the Canadian Investor Protection Fund (CIPF), Canadian Deposit Insurance Corporation (CDIC), Securities Investor Protection Corporation (SIPC), or the Federal Deposit Insurance Corporation (FDIC). Content made available through the Borrowland Platform, including social media, podcasts, and other materials, is for general informational and educational purposes only and should not be considered legal, financial, investment, or other professional advice. For information on how to submit a complaint, please visit our Complaints page. For more information, see our Terms and Conditions.
57 Crystal Beach Dr, Nepean
Toronto, Ontario K2H5N3, CA
info@borrowland.io
© 2026 Borrowland. All rights reserved.
FINTRAC registration
